Best Lender to Experienced Real Estate Investors & Business Owners

Direct Hard Money Lender for Business and Real Estate Investors Across The United States

OG FOUNDERS

Time-Tested Industry Expertise

Partnering with the nation’s top housing developers and financial institutions, our founders have successfully navigated multiple economic challenges and market cycles.

10+ Years

In Real Estate Finance

$1 Billion+

In Managed Assets

$3 Billion+

In Loans Financed

LENDING SOLUTIONS

Investment Property Loans

Our loan products are built to meet the needs of investors across different business strategies and throughout the life cycle of an investment property.

Ground Up

Finance ground up or mid construction projects through an experienced team

Fix & Flip

Fund renovation projects with excellent leverage and greater control of timelines

DSCR Rental

Finance rental properties or short-term rentals at attractive rates based on DSCR

Bridge Loan

Quickly fund completed or ongoing projects with a flexible short-term loan

Ready for Financing?

How It Works!

Loan Process & Requirements

Submit a Loan Request

It all starts here… complete our quick and easy online application, whether you have a deal that you need funded or need a pre-approval letter.

Document Review

We will review the title commitment, appraisal, and all other documents so that your final loan documents can be produced.

Closing

Once the closing has been executed, we will disburse the funds. Our average closing timeframe is 7 days

TESTIMONIALS

See What Clients are Saying

FAQs

Frequently Asked Questions

What is OG Private Lending and who is your audience?

OG Lending is a national, direct, private lender (non-bank) specializing in financing solutions for residential real estate investors. With a proven track record and deep industry expertise, we are the go-to partner for experienced investors seeking fast, flexible, and reliable funding.

We provide short-term bridge loans for fix-and-flip projects and new ground-up construction, as well as long-term financing solutions for rental properties. Our flexible loan options are designed to support real estate investors at every stage of their investment journey.

You can begin instantly and obtain a quick quote once you submit the application form.

Once complete, a member of our team will connect with you to gather more information and prepare a term sheet based on the specifics of your loan.

How quickly can I get approved and funded?est and who is your audience?

Fast, Reliable Closing Times

Speed is our strength. Our experienced team is dedicated to moving quickly and efficiently, delivering same-day quotes and same-day construction draws upon closing.

  • Fix & Flip Loans: Typically close in 5–10 days. Our record closing is 1 day.
  • Ground-Up Loans: Generally close in 7–10 days, with a record closing of 2 days.
  • DSCR Loans: Usually close in 5–7 days. We’ve closed one in as fast as 3 days.

Timelines will vary depending on borrower qualifications, documentation readiness, property specifics, and market conditions. Additionally, once a borrower is approved, future transactions may close even faster.

We typically work with experienced investors who have completed at least one prior investment. Experience requirements will vary by loan product. Contact us to discuss eligibility based on your investment background.

  • Fix & Flip Loans: Typically require at least one completed project within the past 36 months.
  • Ground-Up Construction Loans: Generally require three completed projects within the past 36 months.
Yes, we work extensively with brokers and are always looking for new partnerships. Connect with our team to discuss questions such as compensation and broker protection.

Your Go-To Lending Partner

FOR REAL ESTATE INVESTORS

Access funds easily and quickly with our streamlined process

FOR BROKERS

Partner with us to secure loans for your clients smoothly and safely