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Got Questions? We’ve Got Answers

Find solutions to your most common loan questions, all in one convenient place.

General Questions

What is OG Private Lending and what do you do?

OG Private Lending is a national, direct, private lender (non-bank) specializing in financing solutions for residential real estate investors. With a proven track record and deep industry expertise, we are the go-to partner for experienced investors seeking fast, flexible and reliable funding.

OG Private Lending operates as a private direct lender serving clients across the United States. We specializes in offering short-term fix-and-flip loans along with long-term financing solutions for rental properties, tailored to meet the needs of real estate investors.

We finance non-owner-occupied properties, including single-family homes, condos, townhouses (1-4 units), and small multifamily assets (5-9 units). Our tailored lending solutions help real estate investors scale their portfolios with confidence.

We are a direct, private, specialty lender, that focuses on financing non-owner-occupied investment properties. We provide real estate investors with reliable lending solutions that is tailored to their needs.

Borrowers

What kind of real estate experience is needed to qualify?

We work with a wide range of investors, from those who have completed one fix-and-flip project to those with extensive rental portfolios. Experience requirements will vary by loan product. Contact us to discuss eligibility based on your investment background.

  • Fix & Flip Loans: Typically require at least one completed project in the past 36 months.
  • Ground-Up Construction Loans: Generally require three completed projects within the same timeframe
We provide short-term bridge loans for fix-and-flip projects and new construction, as well as long-term financing solutions for rental properties. Our flexible loan options are designed to support real estate investors at every stage of their investment journey.
We finance non-owner-occupied properties, including single-family homes, condos, townhouses (1-4 units), and small multifamily assets (5-9 units). Our tailored lending solutions help real estate investors scale their portfolios with confidence.

We are a direct, private, specialty lender, that focuses on financing non-owner-occupied investment properties. We provide real estate investors with reliable lending solutions that is tailored to their needs.

Brokers

Do you work with brokers?
Yes, we work extensively with brokers and are always looking for new partnerships. Connect with our team today to discuss questions such as broker compensation and protection.
Brokers can get started by giving us a call or completing a short form on the Broker Page to request a meeting with a member of our team.

Products

Do you offer non-recourse loans?
Yes, we offer both recourse and non-recourse rental loan options. Recourse loans are personally guaranteed by the borrower or operator, while non-recourse loans are secured solely by the underlying property, with exceptions for instances such as fraud or bankruptcy.
Yes, we provide rehab financing for fix-and-flip and fix-and-hold projects, as well as ground-up construction financing.
We finance non-owner-occupied properties, including single-family homes, condos, townhouses (1-4 units), and small multifamily assets (5-9 units). Our tailored lending solutions help real estate investors scale their portfolios with confidence.

We are a direct, private, specialty lender, that focuses on financing non-owner-occupied investment properties. We provide real estate investors with reliable lending solutions that is tailored to their needs.

Process

What is your turnaround time for a term sheet after application?
Depending on the complexity of the loan, we usually respond back to potential borrowers with a term sheet within 24 hours.
Yes, we provide rehab financing for fix-and-flip and fix-and-hold projects, as well as ground-up construction financing.
We finance non-owner-occupied properties, including single-family homes, condos, townhouses (1-4 units), and small multifamily assets (5-9 units). Our tailored lending solutions help real estate investors scale their portfolios with confidence.

We are a direct, private, specialty lender, that focuses on financing non-owner-occupied investment properties. We provide real estate investors with reliable lending solutions that is tailored to their needs.

Proven Team. Trusted Lending Partner.

With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with thousands of real estate investors on projects nationwide.
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