Ground Up – OG Private Funding

Ground Up Construction

Archwest provides experienced builders and developers with competitive terms for shovel-ready ground-up and mid-construction investment projects.

Ground Up Construction Loan

Term

12 to 30 Months

Loan Amount

$250K to $5M+

LTC

Up to 90%

LTV

Up to 75%

Property Types

Non-Owner Occupied

SFR, Condo, Townhome, 2–4 Plex

Multifamily Up to 9 Units

Infill, ADU, Community Builds

Power Your Next Build with Speed and Certainty

Ground up construction demands speed, flexibility, and reliable capital. Our Ground Up Construction Loan is built for experienced real estate investors ready to turn raw land or teardown sites into profitable residential developments. With competitive terms, strong leverage, and financing tailored to a wide range of property types, we deliver the certainty and resources you need to bring your vision to life.

From single-family homes and small multifamily projects to infill and portfolio builds, our Ground Up Construction Loan provides the capital structure and confidence to take your project from blueprint to completion, on time and on budget.

WHY ARCHWEST

The Archwest Difference: A Lender Built for Builders

At Archwest Capital, we understand that your project’s success hinges on rapid, reliable financing. We are not a traditional bank; our lending approach is built on a deep understanding of investment real estate and the need for a lender who understands your business. Our loan programs are crafted for efficiency and flexibility, ensuring you have the capital you need precisely when you need it.

Pricing

We offer the most competitive terms in the industry.

Speed

We can close in as fast as 7 days, with 24 hour draws.

Expertise

Our construction lending team understands your needs.

Service

Smooth closings, easy draws, and future takeout solutions.

RESOURCES

Support and Loan Management

Our dedicated construction loan support team is here to assist you every step of the way. Access essential resources, get expert guidance, and manage your loan with ease—all in one place.

OUR PROCESS

Speed and Efficiency from Start to Funding

STEP 1

Loan Inquiry

Start with a quick and easy loan inquiry. Provide basic details about your project to receive an instant quote, followed by a consultation with an Account Executive to review your financing options.

STEP 2

Underwriting

Experience our fast and efficient underwriting process. With dedicated lending experts guiding you at each step, we deliver unmatched speed and seamless execution.

STEP 3

Closing

Once approved, we move swiftly to closing. Your funds are disbursed quickly, allowing you to move forward without delay. Renovation and construction draws are made simple and hassle-free.

STEP 4

Loan Funded

With your loan funded, you can focus on executing your project with confidence. Our efficient disbursement process ensures timely access to capital, keeping your investment on track.

FAQs

Frequently Asked Questions

What is Archwest and who is your audience?

Archwest is a national, direct, private lender (non-bank) specializing in financing solutions for residential real estate investors. With a proven track record and deep industry expertise, we are the go-to partner for experienced investors seeking fast, flexible, and reliable funding.

What kind of loan products do you offer?

We provide short-term bridge loans for fix-and-flip projects and new ground-up construction, as well as long-term financing solutions for rental properties. Our flexible loan options are designed to support real estate investors at every stage of their investment journey.

How do I start my loan application process?

You can begin instantly and obtain a quick quote through this easy link: Get Started.

Once complete, a member of our team will connect with you to gather more information and prepare a term sheet based on the specifics of your loan.

What is ArchwHow quickly can I get approved and funded?est and who is your audience?

Fast, Reliable Closing Times

Speed is our strength. Our experienced team is dedicated to moving quickly and efficiently, delivering same-day quotes and same-day construction draws upon closing.

Fix & Flip Loans: Typically close in 5–10 days. Our record closing is 1 day.
Ground-Up Loans: Generally close in 7–14 days, with a record closing of 2 days.
DSCR Loans: Usually close in 10–20 days. We’ve closed one in as fast as 3 days.

Timelines will vary depending on borrower qualifications, documentation readiness, property specifics, and market conditions. Additionally, once a borrower is approved, future transactions may close even faster.

Do you work with first time investors?

We typically work with experienced investors who have completed at least one prior investment. Experience requirements will vary by loan product. Contact us to discuss eligibility based on your investment background.

Fix & Flip Loans: Typically require at least one completed project within the past 36 months.
Ground-Up Construction Loans: Generally require three completed projects within the past 36 months.

Do you work with brokers?

Yes, we work extensively with brokers and are always looking for new partnerships. Connect with our team to discuss questions such as compensation and broker protection.

Proven Team. Trusted Lending Partner.

With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with thousands of real estate investors on projects nationwide.